/* Clearcrest v2 design system (homepage test): navy + royal blue + light blue + yellow */
@font-face{font-family:'Jakarta';font-style:normal;font-weight:600 800;font-display:swap;src:url(/assets/fonts/jakarta-latin.woff2) format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/inter-latin.woff2) format('woff2')}

:root{
  --navy:#103B63; --navy-d:#0B2C4B; --navy-l:#1A4B78;
  --blue:#1769AA; --blue-d:#11568D;
  --lb:#DDF2FF; --sky:#EDF8FF; --gray:#F5F8FC; --white:#fff;
  --y:#FFC928; --y2:#FFD84D; --y-soft:#FFF6D6;
  --text:#182B3A; --muted:#4F6577; --line:#D9E6F2;
  --h:'Jakarta',system-ui,-apple-system,'Segoe UI',sans-serif;
  --b:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --wrap:1240px; --r:20px; --r-lg:30px; --pill:999px;
  --sh:0 18px 40px -18px rgba(16,59,99,.28); --sh-s:0 6px 18px -8px rgba(16,59,99,.18);
  --e:cubic-bezier(.2,.7,.2,1); --hh:84px;
}
*,*:before,*:after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:100px;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1.0625rem/1.68 var(--b);color:var(--text);background:#fff;-webkit-font-smoothing:antialiased}
img,svg,iframe{display:block;max-width:100%}
h1,h2,h3,h4{font-family:var(--h);color:var(--navy);margin:0 0 .5em;line-height:1.12;letter-spacing:-.02em;text-wrap:balance}
h1{font-size:clamp(2.4rem,1.6rem + 3.6vw,4.4rem);font-weight:800;letter-spacing:-.035em}
h2{font-size:clamp(1.8rem,1.3rem + 1.9vw,2.85rem);font-weight:800}
h3{font-size:clamp(1.12rem,1.05rem + .3vw,1.3rem);font-weight:700}
p{margin:0 0 1em}p:last-child{margin-bottom:0}
a{color:var(--blue);text-underline-offset:3px}
strong{font-weight:600}
:focus-visible{outline:3px solid var(--y);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-9999px;top:8px;z-index:200;background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px}.skip:focus{left:8px}
mark.todo{background:#FFE9A8;color:#6A4A00;font-size:.78em;padding:1px 7px;border-radius:5px;font-weight:600}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.sec{padding:112px 0;position:relative}
.bg-sky{background:var(--sky)} .bg-lb{background:var(--lb)} .bg-gray{background:var(--gray)}
.bg-navy{background:var(--navy);color:#D5E4F2}
.bg-navy h2,.bg-navy h3{color:#fff}
.kicker{display:inline-flex;align-items:center;gap:10px;font:700 .8rem/1 var(--b);letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin-bottom:18px}
.kicker i{width:28px;height:28px;border-radius:9px;background:var(--y);display:grid;place-items:center;color:var(--navy)}
.kicker i svg{width:15px;height:15px}
.bg-navy .kicker{color:var(--y2)}
.lede{font-size:1.15rem;color:var(--muted);max-width:640px}
.hl{position:relative;white-space:nowrap;z-index:0}
.hl .cm{margin-left:-.12em}
.hl:after{content:"";position:absolute;left:-4px;right:-4px;bottom:.08em;height:.32em;background:var(--y);border-radius:6px;z-index:-1;opacity:.9}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:0 28px;border-radius:var(--pill);font:800 1rem/1 var(--h);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .2s var(--e),box-shadow .2s var(--e),background .2s,color .2s,border-color .2s;white-space:nowrap}
.btn svg{width:20px;height:20px;flex:none}
.btn-y{background:var(--y);color:var(--navy-d);box-shadow:0 10px 24px -10px rgba(255,201,40,.9)}
.btn-y:hover{background:var(--y2);transform:translateY(-2px);box-shadow:0 16px 30px -12px rgba(255,201,40,.95);color:var(--navy-d)}
.btn-n{background:var(--navy);color:#fff}
.btn-n:hover{background:var(--blue);color:#fff;transform:translateY(-2px)}
.btn-o{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-o:hover{background:var(--navy);color:#fff}
.bg-navy .btn-o,.cta .btn-o{border-color:rgba(255,255,255,.6);color:#fff}
.bg-navy .btn-o:hover,.cta .btn-o:hover{background:#fff;color:var(--navy)}
.btn-lg{min-height:62px;padding:0 34px;font-size:1.06rem}
.btns{display:flex;flex-wrap:wrap;gap:14px;align-items:center}

/* Announcement + header */
.announce{background:var(--navy-d);color:#BFD3E6;font-size:.86rem}
.announce .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:42px}
.announce b{color:var(--y)} .announce a{color:var(--y);font-weight:700;text-decoration:none}
.announce .pulse{display:inline-block;width:8px;height:8px;border-radius:50%;background:#3DDC97;margin-right:8px;box-shadow:0 0 0 0 rgba(61,220,151,.6);animation:pulse 2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 8px rgba(61,220,151,0)}100%{box-shadow:0 0 0 0 rgba(61,220,151,0)}}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px) saturate(1.4);border-bottom:1px solid transparent;transition:box-shadow .25s,border-color .25s}
.hdr.scrolled{box-shadow:0 8px 30px -14px rgba(16,59,99,.35);border-color:var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:24px;height:var(--hh)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex:none}
.brand svg{width:46px;height:46px}
.brand b{display:block;font:800 1.3rem/1 var(--h);color:var(--navy);letter-spacing:-.03em}
.brand small{display:block;font:600 .66rem/1 var(--b);letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin-top:5px}
.nav{margin-left:auto}
.nav>ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.nav a,.nav .dd-btn{display:flex;align-items:center;gap:6px;padding:11px 15px;border-radius:12px;font:600 .97rem/1 var(--b);color:var(--navy);text-decoration:none;background:none;border:0;cursor:pointer}
.nav a:hover,.nav .dd-btn:hover,.has-dd.open .dd-btn{background:var(--sky)}
.dd-btn svg{width:14px;height:14px;transition:transform .2s}
.has-dd{position:relative}.has-dd.open .dd-btn svg{transform:rotate(180deg)}
.dd{position:absolute;top:calc(100% + 12px);left:50%;transform:translate(-50%,8px);background:#fff;border-radius:18px;box-shadow:0 24px 50px -18px rgba(16,59,99,.4);border:1px solid var(--line);padding:12px;min-width:540px;display:grid;grid-template-columns:1fr 1fr;gap:2px;opacity:0;visibility:hidden;transition:.18s var(--e)}
.has-dd.open .dd{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd a{padding:11px 12px;font-weight:500;font-size:.93rem;border-radius:10px}
.dd a:hover{background:var(--sky);color:var(--blue)}
.dd .all{grid-column:1/-1;margin-top:6px;border-top:1px solid var(--line);border-radius:0 0 10px 10px;padding-top:14px;font-weight:700;color:var(--blue)}
.hdr-cta{display:flex;align-items:center;gap:14px;flex:none}
.hdr-cta .num{text-align:right;text-decoration:none;line-height:1.2}
.hdr-cta .num small{display:block;font-size:.72rem;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.hdr-cta .num b{font:800 1.08rem var(--h);color:var(--navy)}
.menu-btn{display:none;width:50px;height:50px;border-radius:14px;border:0;background:var(--navy);color:#fff;place-items:center;cursor:pointer}
.menu-btn svg{width:24px;height:24px}

/* Drawer */
.drawer{position:fixed;inset:0;z-index:90;visibility:hidden}
.drawer.open{visibility:visible}
.drawer-backdrop{position:absolute;inset:0;background:rgba(11,44,75,.6);opacity:0;transition:opacity .25s}
.drawer.open .drawer-backdrop{opacity:1}
.drawer-panel{position:absolute;inset:0 0 0 auto;width:min(430px,94vw);background:#fff;transform:translateX(100%);transition:transform .32s var(--e);display:flex;flex-direction:column;overflow-y:auto}
.drawer.open .drawer-panel{transform:none}
.drawer-head{display:flex;justify-content:space-between;align-items:center;padding:16px 22px;background:var(--sky)}
.drawer-close{width:46px;height:46px;border-radius:12px;border:0;background:#fff;display:grid;place-items:center;color:var(--navy);cursor:pointer}
.drawer nav{padding:8px 22px}
.drawer summary,.drawer .m-link{display:flex;justify-content:space-between;align-items:center;padding:18px 2px;font:700 1.1rem var(--h);color:var(--navy);text-decoration:none;list-style:none;cursor:pointer;border-bottom:1px solid var(--line)}
.drawer summary::-webkit-details-marker{display:none}
.drawer summary svg{width:18px;height:18px;transition:transform .2s}
.drawer details[open] summary svg{transform:rotate(180deg)}
.drawer .sub{display:grid;padding:10px 0 14px;border-bottom:1px solid var(--line)}
.drawer .sub a{padding:10px 12px;border-radius:10px;color:var(--text);text-decoration:none}
.drawer .sub a:hover{background:var(--sky)}
.drawer-foot{margin-top:auto;padding:22px;background:var(--navy);display:grid;gap:10px;text-align:center;color:#BFD3E6;font-size:.9rem}
body.no-scroll{overflow:hidden}

/* HERO */
.hero{position:relative;background:linear-gradient(180deg,var(--lb) 0%,var(--sky) 100%);overflow:hidden;isolation:isolate}
.hero .blob{position:absolute;border-radius:50%;z-index:-1}
.hero .b1{width:620px;height:620px;right:-140px;top:-160px;background:radial-gradient(circle at 30% 30%,#fff 0,rgba(255,255,255,0) 70%)}
.hero .b2{width:380px;height:380px;left:-160px;bottom:-140px;background:rgba(23,105,170,.08)}
.hero .dots{position:absolute;left:46%;top:60px;width:150px;height:110px;z-index:-1;background-image:radial-gradient(var(--blue) 1.6px,transparent 1.6px);background-size:16px 16px;opacity:.22}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center;padding:84px 0 120px}
.hero h1{margin-bottom:22px}
.hero .lede{color:#36506A;font-size:1.16rem;margin-bottom:34px}
.hero-pill{display:inline-flex;align-items:center;gap:10px;background:#fff;border-radius:var(--pill);padding:7px 16px 7px 7px;font-weight:600;font-size:.9rem;color:var(--navy);box-shadow:var(--sh-s);margin-bottom:24px}
.hero-pill span{background:var(--navy);color:var(--y);padding:5px 11px;border-radius:var(--pill);font-size:.76rem;font-weight:700;letter-spacing:.05em}
.trust-row{display:flex;flex-wrap:wrap;gap:12px 22px;margin:34px 0 0;padding:0;list-style:none}
.trust-row li{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);font-size:.95rem}
.trust-row .ck{width:26px;height:26px;border-radius:50%;background:var(--y);display:grid;place-items:center;color:var(--navy-d);flex:none}
.trust-row .ck svg{width:14px;height:14px}
.hero-art{position:relative;min-height:600px}
.hero-art .main{position:absolute;right:0;top:0;width:82%;height:88%;border-radius:200px 32px 32px 32px}
.hero-art .sub{position:absolute;left:0;bottom:0;width:46%;height:42%;border-radius:28px;border:8px solid #fff;box-shadow:var(--sh)}
.hero-art .ring{position:absolute;right:-40px;bottom:40px;width:150px;height:150px;border:18px solid var(--y);border-radius:50%;z-index:-1}
.float{position:absolute;background:#fff;border-radius:18px;box-shadow:var(--sh);padding:14px 18px;display:flex;gap:14px;align-items:center;z-index:3}
.float .ic{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;flex:none}
.float .ic svg{width:24px;height:24px}
.float b{display:block;font:800 1.02rem/1.2 var(--h);color:var(--navy)}
.float span{font-size:.8rem;color:var(--muted)}
.float.f1{left:4%;top:12%}
.float.f1 .ic{background:var(--y);color:var(--navy-d)}
.float.f2{right:-6px;bottom:24%;background:var(--navy)}
.float.f2 b{color:#fff}.float.f2 span{color:#BFD3E6}
.float.f2 .ic{background:rgba(255,201,40,.18);color:var(--y)}
.hero-art .main .note{bottom:auto;top:22px;left:auto;right:22px;max-width:230px}
.wave{display:block;width:100%;height:70px;margin-top:-69px;position:relative;z-index:2}

/* Photo slot (placeholder until real photos are supplied) */
.ph{position:relative;overflow:hidden;background:linear-gradient(150deg,#2A7DC0 0%,var(--blue) 40%,var(--navy) 100%)}
.ph img{width:100%;height:100%;object-fit:cover}
.ph .art{position:absolute;inset:0;width:100%;height:100%}
.ph .note{position:absolute;left:14px;right:14px;bottom:14px;background:rgba(255,255,255,.94);color:var(--navy);border-radius:12px;padding:9px 12px;font-size:.74rem;line-height:1.35;font-weight:600}
.ph .note span{display:block;color:var(--muted);font-weight:500}

/* Trust band */
.band{position:relative;z-index:3;margin-top:-58px}
.band .inner{background:var(--navy);border-radius:var(--r-lg);display:grid;grid-template-columns:repeat(4,1fr);box-shadow:0 30px 60px -30px rgba(16,59,99,.6);overflow:hidden}
.band .it{display:flex;gap:16px;align-items:center;padding:28px 26px;color:#C8D9EA;font-size:.9rem;border-right:1px solid rgba(255,255,255,.08)}
.band .it:last-child{border-right:0}
.band .ic{width:52px;height:52px;border-radius:16px;background:var(--y);color:var(--navy-d);display:grid;place-items:center;flex:none}
.band .ic svg{width:26px;height:26px}
.band b{display:block;color:#fff;font:800 1.06rem/1.25 var(--h)}

/* Answer (AI overview) */
.answer-xl{font:600 clamp(1.15rem,1.05rem + .5vw,1.42rem)/1.55 var(--h);color:var(--navy);letter-spacing:-.01em;border-left:5px solid var(--y);padding:4px 0 4px 26px;margin:0}
.qa-split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.terms{list-style:none;margin:0;padding:0;counter-reset:t;display:grid;gap:12px}
.terms li{counter-increment:t;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px 22px;transition:transform .25s var(--e),box-shadow .25s,border-color .25s}
.terms li:hover{transform:translateX(6px);box-shadow:var(--sh-s);border-color:#BBD8EE}
.terms li:before{content:counter(t,decimal-leading-zero);font:800 1rem/1 var(--h);color:var(--blue);background:var(--lb);border-radius:12px;width:44px;height:44px;display:grid;place-items:center}
.terms b{display:block;font:800 1.05rem var(--h);color:var(--navy);margin-bottom:2px}
.terms span{color:var(--muted);font-size:.95rem}

/* Services */
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:52px}
.head-row h2{max-width:640px;margin:0}
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.svc{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:24px;overflow:hidden;text-decoration:none;color:inherit;box-shadow:0 1px 0 var(--line),var(--sh-s);transition:transform .3s var(--e),box-shadow .3s var(--e)}
.svc:hover{transform:translateY(-8px);box-shadow:0 30px 50px -24px rgba(16,59,99,.45)}
.svc .ph{aspect-ratio:4/3}
.svc .ph .note{font-size:.68rem;padding:6px 9px;bottom:auto;top:12px;right:90px}
.svc .ph:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 50%,rgba(16,59,99,.35));transition:opacity .3s}
.svc .media{position:relative;display:block}
.svc .badge{position:absolute;left:20px;bottom:-28px;width:56px;height:56px;border-radius:16px;background:var(--y);color:var(--navy-d);display:grid;place-items:center;box-shadow:0 10px 20px -8px rgba(255,201,40,.9);z-index:2;transition:transform .3s var(--e)}
.svc:hover .badge{transform:rotate(-8deg) scale(1.06)}
.svc .badge svg{width:28px;height:28px}
.svc .body{padding:40px 22px 24px;display:flex;flex-direction:column;flex:1}
.svc h3{margin:0 0 14px;font-size:1.12rem}
.svc .go{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-weight:700;color:var(--blue);font-size:.9rem;border-top:1px solid var(--line);padding-top:14px}
.svc .go i{width:34px;height:34px;border-radius:50%;background:var(--sky);display:grid;place-items:center;transition:background .25s,transform .25s}
.svc .go svg{width:16px;height:16px}
.svc:hover .go i{background:var(--y);transform:translateX(4px);color:var(--navy-d)}
.also{margin-top:34px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;color:var(--muted)}
.also a{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);padding:10px 16px;border-radius:var(--pill);font-weight:600;color:var(--navy);text-decoration:none}
.also a:hover{border-color:var(--y);background:var(--y-soft)}
.also svg{width:16px;height:16px;color:var(--blue)}

/* Signs */
.signs-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:48px}
.sign-card{border-radius:26px;padding:38px}
.sign-card.light{background:var(--sky);border:1px solid var(--lb)}
.sign-card.dark{background:var(--navy);color:#C8D9EA}
.sign-card.dark h3{color:#fff}
.sign-card h3{display:flex;align-items:center;gap:14px;font-size:1.3rem;margin-bottom:22px}
.sign-card h3 i{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;flex:none}
.sign-card.light h3 i{background:#fff;color:var(--blue)}
.sign-card.dark h3 i{background:var(--y);color:var(--navy-d)}
.sign-card h3 svg{width:22px;height:22px}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.ticks li{position:relative;padding-left:36px}
.ticks li:before{content:"";position:absolute;left:0;top:2px;width:24px;height:24px;border-radius:8px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231769AA' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/14px no-repeat}
.dark .ticks li:before,.bg-navy .ticks li:before{background-color:var(--y);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B2C4B' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E")}
.ticks strong{color:var(--navy)}
.dark .ticks strong{color:#fff}
.stopbar{display:flex;gap:20px;align-items:center;margin-top:26px;background:var(--y-soft);border:2px dashed var(--y);border-radius:22px;padding:24px 28px}
.stopbar .ic{width:54px;height:54px;border-radius:16px;background:var(--y);display:grid;place-items:center;color:var(--navy-d);flex:none}
.stopbar .ic svg{width:28px;height:28px}
.stopbar h3,.stopbar h2{margin:0 0 4px;font-size:1.1rem;line-height:1.3}
.stopbar p{margin:0;color:#5A4A1C}

/* Causes bento */
.bento{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(0,auto);gap:22px;margin-top:48px}
.bento .c{background:#fff;border-radius:24px;padding:30px;border:1px solid var(--line);position:relative;overflow:hidden;transition:transform .3s var(--e),box-shadow .3s}
.bento .c:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.bento .c p{color:var(--muted);margin:0}
.bento .n svg{display:inline-block;width:16px;height:16px;vertical-align:-3px}
.bento .c .n{font:800 .8rem var(--h);color:var(--blue);letter-spacing:.1em;margin-bottom:16px;display:block}
.bento .c1{grid-column:span 3;grid-row:span 2;background:var(--blue);border:0;color:#DCEBF8;display:flex;flex-direction:column;justify-content:flex-end;min-height:360px}
.bento .c1 h3{color:#fff;font-size:1.5rem}.bento .c1 p{color:#DCEBF8}.bento .c1 .n{color:var(--y)}
.bento .c1:before{content:"";position:absolute;right:-60px;top:-60px;width:240px;height:240px;border-radius:50%;border:30px solid rgba(255,201,40,.85)}
.bento .c2,.bento .c3{grid-column:span 3}
.bento .c4{grid-column:span 4;background:var(--navy);border:0}
.bento .c4 h3{color:#fff}.bento .c4 p{color:#C8D9EA}.bento .c4 .n{color:var(--y)}
.bento .c5{grid-column:span 2;background:var(--y);border:0}
.bento .c5 p{color:#4A3A0A}.bento .c5 .n{color:var(--navy)}

/* Process */
.process{position:relative;overflow:hidden}
.process:before{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(23,105,170,.55),transparent 70%)}
.proc-head{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:end;margin-bottom:60px;position:relative}
.proc-head .answer-xl{color:#EAF2FA;border-color:var(--y)}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(7,1fr);gap:14px;counter-reset:s;position:relative}
.steps:before{content:"";position:absolute;left:4%;right:4%;top:33px;height:2px;background:repeating-linear-gradient(90deg,rgba(255,201,40,.7) 0 10px,transparent 10px 18px)}
.steps li{counter-increment:s;position:relative;color:#B7CBDF;font-size:.88rem;text-align:left}
.steps li:before{content:counter(s,decimal-leading-zero);position:relative;display:grid;place-items:center;width:66px;height:66px;border-radius:50%;background:var(--navy-l);border:3px solid var(--y);color:var(--y);font:800 1.25rem var(--h);margin-bottom:20px;transition:background .25s,color .25s}
.steps li:hover:before{background:var(--y);color:var(--navy-d)}
.steps strong{display:block;color:#fff;font:700 1rem/1.3 var(--h);margin-bottom:6px}
.proc-cta{margin-top:56px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:22px 28px;position:relative}
.proc-cta p{margin:0;color:#fff;font:700 1.15rem var(--h)}

/* Why */
.why{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:center}
.why-art{position:relative;min-height:560px;isolation:isolate}
.why-art .a{position:absolute;inset:0 18% 12% 0;border-radius:32px}
.why-art .b{position:absolute;right:0;bottom:0;width:48%;height:44%;border-radius:28px;border:8px solid #fff;box-shadow:var(--sh)}
.why-art .ybox{position:absolute;left:-26px;bottom:6%;width:150px;height:150px;border-radius:30px;background:var(--y);z-index:-1}
.why-art .stamp{position:absolute;left:24px;top:24px;background:var(--y);color:var(--navy-d);border-radius:18px;padding:16px 18px;font:800 1rem/1.15 var(--h);box-shadow:var(--sh-s);z-index:2;max-width:170px}
.why-art .stamp small{display:block;font:600 .74rem var(--b);opacity:.8;margin-top:4px}
.feat{display:grid;grid-template-columns:1fr 1fr;gap:16px;list-style:none;margin:30px 0 0;padding:0}
.feat li{display:flex;gap:14px;align-items:flex-start;padding:18px;border-radius:18px;background:var(--gray);transition:background .25s}
.feat li:hover{background:var(--lb)}
.feat .ic{width:46px;height:46px;border-radius:14px;background:var(--y);color:var(--navy-d);display:grid;place-items:center;flex:none}
.feat .ic svg{width:22px;height:22px}
.feat b{display:block;font:800 1rem/1.3 var(--h);color:var(--navy);margin-bottom:3px}
.feat span{color:var(--muted);font-size:.9rem;line-height:1.5}

/* EEAT */
.eeat-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;margin-top:44px}
.eeat-grid .wide{grid-column:1/-1}
.card-w{background:#fff;border-radius:26px;padding:34px;box-shadow:var(--sh-s)}
.card-n{background:var(--navy);color:#C8D9EA;border-radius:26px;padding:34px}
.card-n h3{color:#fff}
.card-y{background:var(--y-soft);border-radius:26px;padding:34px;border:1px solid #FFE38A}
.lic-steps{list-style:none;padding:0;margin:20px 0 0;counter-reset:l;display:grid;gap:14px}
.lic-steps li{counter-increment:l;display:flex;gap:14px;align-items:center}
.lic-steps li:before{content:counter(l);width:36px;height:36px;border-radius:50%;background:var(--y);color:var(--navy-d);font:800 .95rem var(--h);display:grid;place-items:center;flex:none}
.big-num{display:block;font:800 1.7rem var(--h);color:var(--y);margin:10px 0;text-decoration:none}

/* Tools */
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.tool{display:flex;gap:18px;padding:26px;border-radius:22px;background:#fff;border:1px solid var(--line);transition:border-color .25s,transform .25s var(--e)}
.tool:hover{border-color:var(--blue);transform:translateY(-4px)}
.tool .ic{width:54px;height:54px;border-radius:50%;background:var(--lb);color:var(--blue);display:grid;place-items:center;flex:none}
.tool .ic svg{width:26px;height:26px}
.tool b{display:block;font:800 1.05rem var(--h);color:var(--navy);margin-bottom:4px}
.tool span{color:var(--muted);font-size:.93rem}

/* Benefits */
.ben{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.tips{background:var(--navy);border-radius:30px;padding:40px;color:#C8D9EA;position:relative;overflow:hidden}
.tips:after{content:"";position:absolute;right:-50px;bottom:-50px;width:180px;height:180px;border-radius:50%;background:var(--y);opacity:.95}
.tips h3{color:#fff;font-size:1.35rem}
.tips .ticks{position:relative;z-index:1}
.tips .often{position:relative;z-index:1;margin-top:24px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);max-width:80%}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.faq-side{position:sticky;top:calc(var(--hh) + 30px)}
.help-card{margin-top:30px;background:var(--navy);border-radius:24px;padding:28px;color:#C8D9EA}
.help-card b{display:block;color:#fff;font:800 1.2rem var(--h);margin-bottom:6px}
.faq{display:grid;gap:14px}
.faq details{background:#fff;border-radius:20px;border:1px solid var(--line);transition:box-shadow .25s,border-color .25s}
.faq details[open]{box-shadow:var(--sh);border-color:transparent}
.faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:22px 26px;font:700 1.07rem/1.35 var(--h);color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq .pm{flex:none;width:36px;height:36px;border-radius:50%;background:var(--lb);color:var(--blue);display:grid;place-items:center;transition:transform .3s var(--e),background .25s,color .25s}
.faq .pm svg{width:18px;height:18px}
.faq details[open] .pm{transform:rotate(45deg);background:var(--y);color:var(--navy-d)}
.faq .a{padding:0 26px 24px;color:var(--muted)}

/* Map */
.map-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:center}
.map-card{position:relative;border-radius:30px;overflow:hidden;box-shadow:var(--sh);border:8px solid #fff;background:#fff}
.map-card iframe{width:100%;height:460px;border:0}
.map-card .cap{position:absolute;left:16px;bottom:16px;background:var(--navy);color:#fff;border-radius:14px;padding:10px 14px;font-size:.8rem;font-weight:600}
.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:26px 0 30px}
.chips a{display:inline-flex;align-items:center;gap:8px;padding:11px 16px;border-radius:var(--pill);background:#fff;border:1px solid var(--line);font-weight:600;color:var(--navy);text-decoration:none;transition:.2s}
.chips a:hover{background:var(--y);border-color:var(--y)}
.chips svg{width:16px;height:16px;color:var(--blue)}

/* Final CTA */
.cta-sec{padding:40px 0 120px}
.cta{position:relative;background:var(--navy);border-radius:40px;padding:72px;overflow:hidden;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;color:#C8D9EA}
.cta:before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-120px;top:-160px;background:var(--blue);opacity:.55}
.cta:after{content:"";position:absolute;width:160px;height:160px;border-radius:50%;left:38%;bottom:-90px;border:26px solid var(--y)}
.cta>*{position:relative;z-index:1}
.cta h2{color:#fff}
.cta p{font-size:1.1rem}
.phone-card{background:#fff;border-radius:28px;padding:30px;text-align:center;box-shadow:0 30px 60px -30px rgba(0,0,0,.5)}
.phone-card small{display:block;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.phone-card a.n{display:block;font:800 clamp(1.7rem,1.3rem + 1.4vw,2.3rem) var(--h);color:var(--navy);text-decoration:none;margin:8px 0 18px;letter-spacing:-.02em}
.phone-card .btn{width:100%}
.phone-card p{font-size:.85rem;color:var(--muted);margin-top:12px}

/* Footer */
.ftr{background:var(--navy-d);color:#A9BED2;font-size:.93rem}
.ftr-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:48px;padding:80px 0 56px}
.ftr h2{font:700 .8rem var(--b);letter-spacing:.16em;text-transform:uppercase;color:var(--y);margin-bottom:18px}
.ftr ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ftr a{color:#C8D7E6;text-decoration:none}.ftr a:hover{color:#fff;text-decoration:underline}
.ftr .brand b{color:#fff}.ftr .brand small{color:var(--y)}
.ftr .brand{margin-bottom:18px}
.ftr-call{display:inline-flex;align-items:center;gap:12px;margin-top:20px;padding:12px 20px 12px 12px;border-radius:var(--pill);background:var(--y);color:var(--navy-d)!important;font:800 1.1rem var(--h);text-decoration:none!important}
.ftr-call i{width:40px;height:40px;border-radius:50%;background:var(--navy-d);color:var(--y);display:grid;place-items:center}
.ftr-call svg{width:18px;height:18px}
.ftr-bot{border-top:1px solid rgba(255,255,255,.08);padding:24px 0 calc(24px + var(--cb,0px));display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:.82rem}

/* Sticky call (mobile) + back to top */
.callbar{display:none}
.to-top{position:fixed;right:22px;bottom:24px;z-index:40;width:50px;height:50px;border-radius:50%;border:0;background:var(--y);color:var(--navy-d);display:grid;place-items:center;cursor:pointer;box-shadow:var(--sh-s);opacity:0;visibility:hidden;transform:translateY(10px);transition:.25s var(--e)}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top svg{width:20px;height:20px}

/* Reveal */
.js .reveal{opacity:0;transform:translateY(24px);transition:opacity .7s var(--e),transform .7s var(--e)}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.js .reveal{opacity:1;transform:none}}

/* Responsive */
@media (max-width:1180px){
  .nav,.hdr-cta .num{display:none}
  .menu-btn{display:grid}
  .hdr-cta{margin-left:auto}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(4,1fr);row-gap:34px}
  .steps:before{display:none}
  .band .inner{grid-template-columns:1fr 1fr}
  .band .it:nth-child(2){border-right:0}
  .band .it:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.08)}
}
@media (max-width:960px){
  :root{--hh:72px}
  .sec{padding:84px 0}
  .hero-grid,.qa-split,.proc-head,.why,.ben,.faq-wrap,.map-wrap,.cta,.eeat-grid{grid-template-columns:1fr;gap:44px}
  .hero-grid{padding:48px 0 110px}
  .hero-art{min-height:auto;aspect-ratio:1/0.92}
  .why-art{min-height:auto;aspect-ratio:1/0.95;margin-left:20px}
  .faq-side{position:static}
  .bento .c1{grid-column:span 6;min-height:300px}
  .bento .c2,.bento .c3{grid-column:span 3}
  .bento .c4{grid-column:span 6}.bento .c5{grid-column:span 6}
  .tool-grid{grid-template-columns:1fr 1fr}
  .head-row{flex-direction:column;align-items:flex-start}
  .cta{padding:52px 40px}
  .ftr-top{grid-template-columns:1fr 1fr}
  .announce .hide-md{display:none}
}
@media (max-width:640px){
  body{font-size:1rem}
  .wrap{padding:0 18px}
  .sec{padding:68px 0}
  .announce .wrap{justify-content:center;font-size:.8rem}
  .brand svg{width:40px;height:40px}.brand b{font-size:1.14rem}
  .hdr-cta .btn{display:none}
  .hero-grid{padding:36px 0 100px;gap:36px}
  .hero .lede{font-size:1.04rem}
  .btns .btn{width:100%}
  .trust-row{gap:12px 16px}
  .trust-row li{font-size:.88rem}
  .hero-art{aspect-ratio:1/1.05}
  .hero-art .main{width:88%;height:84%;border-radius:120px 24px 24px 24px}
  .hero-art .sub{width:50%;height:40%;border-width:6px}
  .float{padding:10px 12px;gap:10px;border-radius:14px}
  .float .ic{width:38px;height:38px;border-radius:11px}
  .float b{font-size:.9rem}.float span{font-size:.72rem}
  .float.f1{left:0;top:6%}
  .float.f2{right:0;bottom:30%}
  .hero-art .ring{width:96px;height:96px;border-width:12px;right:-20px}
  .band{margin-top:-48px}
  .band .inner{grid-template-columns:1fr;border-radius:24px}
  .band .it{border-right:0!important;border-bottom:1px solid rgba(255,255,255,.08);padding:18px 20px}
  .band .it:last-child{border-bottom:0}
  .svc-grid,.signs-grid,.tool-grid,.feat{grid-template-columns:1fr}
  .sign-card,.card-w,.card-n,.card-y,.tips{padding:26px;border-radius:22px}
  .bento .c1,.bento .c2,.bento .c3,.bento .c4,.bento .c5{grid-column:span 6}
  .steps{grid-template-columns:1fr;gap:22px}
  .steps li{display:grid;grid-template-columns:56px 1fr;column-gap:16px;align-items:start}
  .steps li:before{width:56px;height:56px;font-size:1.05rem;margin:0;grid-row:span 2}
  .stopbar{flex-direction:column;align-items:flex-start;padding:22px}
  .why-art{margin-left:12px}
  .why-art .stamp{left:12px;top:12px;padding:12px 14px;font-size:.9rem}
  .faq summary{padding:18px 20px;font-size:1rem}.faq .a{padding:0 20px 20px}
  .map-card iframe{height:340px}
  .cta-sec{padding:20px 0 80px}
  .cta{padding:40px 24px;border-radius:28px}
  .ftr-top{grid-template-columns:1fr;gap:34px;padding:60px 0 40px}
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;gap:10px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:var(--navy);box-shadow:0 -10px 30px rgba(11,44,75,.35)}
  .callbar .btn{flex:1;min-height:54px;padding:0 12px}
  .callbar .btn-y{flex:2}
  .callbar .btn-o{border-color:rgba(255,255,255,.6);color:#fff}
  :root{--cb:78px}
  .to-top{bottom:96px;right:14px}
  .bento .c1:before{width:120px;height:120px;border-width:16px;right:-46px;top:-46px}
  .tips:after{width:100px;height:100px;right:-54px;bottom:-54px}
  .tips .often{max-width:100%}
}
@media (max-width:370px){.hl{white-space:normal}.brand small{display:none}}
.cta .kicker{color:var(--y2)}

/* ===== Final site layer (photo heroes, glass form, section images) ===== */
.hero2{position:relative;isolation:isolate;color:#fff;overflow:hidden;background:var(--navy)}
.hero2 .bg{position:absolute;inset:0;z-index:-2}
.hero2 .bg img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero2:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(11,44,75,.94) 0%,rgba(11,44,75,.84) 42%,rgba(11,44,75,.5) 72%,rgba(11,44,75,.42) 100%)}
.hero2:after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:var(--y)}
.hero2-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center;padding:72px 0 120px}
.hero2 h1{color:#fff;margin-bottom:20px}
.hero2 .hl{color:var(--y);white-space:normal}.hero2 .hl:after{display:none}
.hero2 .lede{color:#D6E5F2;font-size:1.12rem;max-width:640px;margin-bottom:28px}
.hero2 .hero-pill{background:rgba(255,255,255,.12);color:#fff;box-shadow:none;border:1px solid rgba(255,255,255,.22)}
.hero2 .hero-pill span{background:var(--y);color:var(--navy-d)}
.hero2 .btn-o{border-color:rgba(255,255,255,.7);color:#fff}
.hero2 .btn-o:hover{background:#fff;color:var(--navy)}
.hero2 .trust-row li{color:#fff}
.hero2 .prose,.hero2 .hero2-copy p,.hero2 .hero2-copy li{color:#D6E5F2}
.hero2.compact .hero2-copy{padding:64px 0 72px}
.crumbs ol{display:flex;flex-wrap:wrap;gap:6px 10px;list-style:none;margin:0 0 18px;padding:0;font-size:.86rem;color:#BFD3E6}
.crumbs li+li:before{content:"/";margin-right:10px;opacity:.6}
.crumbs a{color:#fff;text-decoration:none}.crumbs a:hover{text-decoration:underline}
.hero2 mark.todo{font-size:.72em}

/* Glass form (desktop only) */
.hero-form{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.3);-webkit-backdrop-filter:blur(16px) saturate(1.3);backdrop-filter:blur(16px) saturate(1.3);border-radius:26px;padding:30px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);color:#fff}
.hero-form .form-title{color:#fff;font-size:1.45rem;margin:0 0 4px}
.hero-form .sub{font-size:.9rem;color:#D6E5F2;margin:0 0 16px}.hero-form .sub a{color:var(--y);font-weight:700}
.lead-form .field{margin:0 0 14px;border:0;padding:0}
.lead-form label,.lead-form legend{display:block;font-weight:600;font-size:.86rem;margin-bottom:6px}
.lead-form .req{color:var(--y)}
.lead-form input:not([type=radio]),.lead-form textarea{width:100%;font:inherit;font-size:1rem;border-radius:12px;padding:12px 14px;border:1.5px solid var(--line);background:#fff;color:var(--text);transition:border-color .2s,box-shadow .2s}
.lead-form textarea{resize:vertical;min-height:70px}
.lead-form input:focus,.lead-form textarea:focus{outline:0;border-color:var(--y);box-shadow:0 0 0 4px rgba(255,201,40,.3)}
.hero-form input:not([type=radio]),.hero-form textarea{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.35);color:#fff}
.hero-form input::placeholder,.hero-form textarea::placeholder{color:#C9D9E8}
.lead-form .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lead-form .err{display:none;margin:6px 0 0;font-size:.8rem;font-weight:600;color:#B42318}
.hero-form .err{color:#FFD1CC}
.lead-form .invalid input,.lead-form .invalid textarea{border-color:#E5484D!important}
.lead-form .invalid .err{display:block}
.lead-form .btn{width:100%;margin-top:4px}
.form-alert{display:none;border-radius:12px;padding:12px 14px;font-size:.9rem;font-weight:600;margin-bottom:14px}
.form-alert.show{display:block}
.form-alert.ok{background:#E3F8EC;color:#0B6B3A}.form-alert.bad{background:#FDECEC;color:#9B1C1C}
.form-alert.urgent{background:var(--y-soft);color:#5A4A1C;border:1px solid var(--y)}
.lead-form .hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.radio-row{display:flex;gap:22px}.radio-row label{display:flex;align-items:center;gap:8px;font-weight:500}
.form-note{font-size:.82rem;color:var(--muted);margin-top:12px}
.lead-card{background:#fff;border-radius:26px;padding:34px;box-shadow:var(--sh);border:1px solid var(--line)}
.lead-card .form-title{font-size:1.6rem}
.form-split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:start}

/* Section heads, cards, prose */
.sec-head{max-width:880px}.sec-head.center{margin:0 auto;text-align:center}
.sec-head .answer-xl{margin-top:8px}
.head-split{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.head-split .sec-head{max-width:none}
.cards{display:grid;gap:22px;margin-top:40px}
.cards.cols-2{grid-template-columns:1fr 1fr}.cards.cols-3{grid-template-columns:repeat(3,1fr)}.cards.cols-1{grid-template-columns:1fr;max-width:880px}
.cards h3{margin-bottom:14px}
.card-w p,.card-y p{color:var(--muted)}
.card-n p,.card-n li{color:#C8D9EA}.card-n .ticks strong,.card-n b{color:#fff}
.card-n .feat li{background:rgba(255,255,255,.06)}.card-n .feat span{color:#C8D9EA}
.big-num{color:var(--blue)}.card-n .big-num{color:var(--y)}
.prose{max-width:860px;margin-top:28px}.prose p{color:var(--muted)}
.prose.on-dark p,.prose.on-dark li{color:#C8D9EA}
.feat.one{grid-template-columns:1fr}
.feat.info li{background:#fff;border:1px solid var(--line)}
.tbl{overflow-x:auto;margin-top:20px}.tbl table{border-collapse:collapse;width:100%;font-size:.95rem}
.tbl th,.tbl td{border-bottom:1px solid var(--line);padding:12px;text-align:left}.tbl th{background:var(--sky);color:var(--navy)}
.lic-steps li span{flex:1}
.cards .stopbar,.sec .stopbar{margin-top:26px}

/* Section images */
.sec-img{margin:0;border-radius:28px;overflow:hidden;box-shadow:var(--sh);background:var(--lb);position:relative}
.sec-img img{width:100%;height:auto;display:block}
.sec-img.tall img{aspect-ratio:4/3.4;object-fit:cover}
.why-media{position:relative;isolation:isolate;padding:0 0 26px 26px}
.why-media .ybox{position:absolute;left:0;bottom:0;width:58%;height:62%;border-radius:30px;background:var(--y);z-index:-1}
.why-media .stamp{position:absolute;right:-14px;top:24px;background:var(--navy);color:#fff;border-radius:18px;padding:14px 18px;font:800 1rem/1.15 var(--h);box-shadow:var(--sh)}
.why-media .stamp small{display:block;font:600 .74rem var(--b);color:var(--y);margin-top:4px}
.why-body{margin-top:26px}.why-body .feat{margin-top:0}.why-body h3{margin-top:22px}
.ben .sec-img{margin-bottom:24px}
.tips:after{width:140px;height:140px;right:-46px;bottom:-46px}
.tips .tip{position:relative;z-index:1}.tips .tip+.tip{margin-top:24px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12)}
.tips p{color:#C8D9EA;max-width:88%}
.ben .feat{margin-top:24px}

/* Bento variants */
.bento .c.img{background-color:var(--navy,#103B63);background-position:center;background-size:cover;background-repeat:no-repeat}
.bento .c.img:before{display:none}
.bento.n4 .c4{grid-column:span 6}
.bento.n3 .c1{grid-row:span 1;min-height:300px}.bento.n3 .c3{grid-column:span 6}
.bento.n6 .c1:nth-child(6){grid-column:span 6;grid-row:span 1;min-height:auto}

/* Steps count + misc */
.steps{grid-template-columns:repeat(var(--n,7),1fr)}
.steps li>span{display:block}
.urgent{margin-top:40px}.urgent .stopbar{margin-top:0}
.urgent .stopbar>div{flex:1}
.btn-o.dark{border-color:var(--navy);color:var(--navy);width:100%;margin-top:10px}
.btn-o.dark:hover{background:var(--navy);color:#fff}
.chips a[aria-current]{background:var(--y);border-color:var(--y)}
.svc .ph img{width:100%;height:100%;object-fit:cover}
.hdr .nav .is-active>.dd-btn,.nav a[aria-current]{color:var(--blue)}

@media (max-width:1180px){
  .hero2-grid{grid-template-columns:1.1fr .9fr;gap:36px}
  .steps{grid-template-columns:repeat(4,1fr)}
}
@media (max-width:960px){
  .hero2-grid{grid-template-columns:1fr;padding:48px 0 96px}
  .hero2-side{display:none}
  .hero2:before{background:linear-gradient(180deg,rgba(11,44,75,.9) 0%,rgba(11,44,75,.86) 100%)}
  .head-split,.form-split{grid-template-columns:1fr;gap:32px}
  .cards.cols-3{grid-template-columns:1fr 1fr}
  .why-media{max-width:560px}
}
@media (max-width:640px){
  .hero2-grid{padding:36px 0 88px}
  .cards.cols-2,.cards.cols-3{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .lead-card{padding:24px}
  .lead-form .row2{grid-template-columns:1fr}
  .why-media{padding:0 0 18px 18px}
  .why-media .stamp{right:8px;top:12px;padding:10px 14px;font-size:.9rem}
  .urgent .stopbar .btn{width:100%}
  .tips p{max-width:100%}
}
.tips{padding-bottom:84px}

/* Logo (owner logo, 2026-10-31) */
.brand .mark{width:52px;height:52px;border-radius:14px;object-fit:cover;box-shadow:0 6px 14px -8px rgba(16,59,99,.5)}
.brand b{text-transform:uppercase;letter-spacing:.01em;font-size:1.28rem}
.brand b em{font-style:normal;color:var(--blue)}
.brand small{color:var(--navy);letter-spacing:.22em}
.brand-banner{display:inline-block;margin-bottom:18px}
.brand-banner img{width:min(320px,100%);height:auto;border-radius:14px}
.drawer-head .brand b em{color:var(--blue)}
@media (max-width:640px){.brand .mark{width:44px;height:44px}.brand b{font-size:1.1rem}}

/* causes c1 photo card: show the photo above the text on phones */
@media (max-width:600px){.bento .c1.img{padding-top:150px}}

/* long hero call CTAs wrap on phones */
@media (max-width:600px){.hero2 .btns .btn{white-space:normal;text-align:center;line-height:1.3;height:auto;min-height:56px;padding-block:14px}}

/* ---- Floating call button (global, every page; markup in build_v2.py footer chrome) ---- */
.fcall{position:fixed;right:max(24px,env(safe-area-inset-right,0px));bottom:28px;z-index:70;display:flex;align-items:center;gap:12px;padding:7px 24px 7px 7px;border-radius:var(--pill);background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy) 60%,var(--navy-l) 100%);color:#fff;text-decoration:none;box-shadow:0 20px 40px -14px rgba(11,44,75,.6),0 4px 12px -4px rgba(11,44,75,.35),inset 0 0 0 1px rgba(255,201,40,.38);animation:fc-float 3.4s ease-in-out infinite;transition:background .25s var(--e),box-shadow .25s var(--e)}
.fcall:hover{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);box-shadow:0 24px 46px -14px rgba(11,44,75,.7),inset 0 0 0 1px rgba(255,201,40,.7)}
.fcall:focus-visible{outline:3px solid var(--y);outline-offset:4px}
.fcall-ic{position:relative;flex:none;width:52px;height:52px;border-radius:50%;background:var(--y);color:var(--navy-d);display:grid;place-items:center;box-shadow:0 0 0 4px rgba(255,201,40,.18)}
.fcall-ic svg{width:22px;height:22px;position:relative;z-index:1}
.fcall-ic:before,.fcall-ic:after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--y);opacity:0;animation:fc-pulse 2.6s ease-out infinite}
.fcall-ic:after{animation-delay:1.3s}
.fcall-tx{display:flex;flex-direction:column;gap:3px}
.fcall-tx small{font:700 .7rem/1 var(--b);letter-spacing:.14em;text-transform:uppercase;color:var(--y)}
.fcall-tx b{font:800 1.15rem/1.05 var(--h);letter-spacing:-.01em;white-space:nowrap;font-variant-numeric:tabular-nums}
@keyframes fc-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@keyframes fc-pulse{0%{transform:scale(1);opacity:.75}100%{transform:scale(1.75);opacity:0}}
.to-top{right:max(30px,env(safe-area-inset-right,0px));bottom:108px}
@media (max-width:640px){
  .fcall{right:max(12px,env(safe-area-inset-right,0px));bottom:calc(86px + env(safe-area-inset-bottom,0px));gap:10px;padding:5px 16px 5px 5px}
  .fcall-ic{width:44px;height:44px}.fcall-ic svg{width:19px;height:19px}
  .fcall-tx small{font-size:.62rem}.fcall-tx b{font-size:1rem}
  .to-top{right:auto;left:max(14px,env(safe-area-inset-left,0px));bottom:calc(92px + env(safe-area-inset-bottom,0px));width:44px;height:44px}
}
@media (prefers-reduced-motion:reduce){.fcall,.fcall-ic:before,.fcall-ic:after{animation:none}}

/* desktop: compact round button while the hero form is visible (class set in v2.js) */
.fcall-tx{max-width:220px;overflow:hidden;transition:max-width .35s var(--e),opacity .25s}
@media (min-width:961px){.fcall--compact{padding:7px;gap:0}.fcall--compact .fcall-tx{max-width:0;opacity:0}}
@media (min-width:961px) and (max-width:1320px){.fcall--compact{right:max(8px,env(safe-area-inset-right,0px))}}
/* Text links inside dark (navy) panels: light color so they meet WCAG AA contrast */
.bg-navy main a:not(.btn),.bg-navy .prose a,.bg-navy p a,.bg-navy li a,.dark p a,.dark li a,.bento .c.img p a,.bento .c4 p a,.card-n p a,.card-n li a,.tips p a,.tips li a{color:var(--y);text-decoration:underline;text-decoration-thickness:1px}
.announce a{display:inline-block;padding:4px 0}
